It is interesting to me how many people don't shop for their car insurance premium. For different reasons, many people seem to assume that the vehicle insurance rates they are paying are better than average and so they don't bother getting quotes from other carriers.
For example, my parents were with a very well known auto insurance company when I started driving and of course so was I. As I grew older, married and built my family, I just stayed with that company because it was easy and...they told me I was getting a better than average car insurance rate by staying with them for so many years.
For the longest time it made sense to stay with the same company. After all, it was not easy to get auto insurance quotes from other companies. Most of the time you would have to meet with an agent face to face and go through a sales presentation and...it just took too long.
In this day and age however, it is so much easier to lower your vehicle insurance premiums. All you need is an internet connection and a computer. Most all of the major carriers have found that in order to stay competitive, they must provide cheap car insurance quotes "online".
If you have been with the same car insurance company for 5 years or more you should keep them honest by getting quotes from other companies. At the very least, get some quotes and then use them as leverage to ask your current company to lower your auto insurance premium to keep your business.
And now it is easier than ever to get cheap car insurance quotes online. Find a website that provides you with access to multiple major carriers. Enter a small amount of information. Click the submit button and get up to 5 competing quotes within minutes.
In most cases you can print them out and take them with you to meet with your current vehicle insurance provider. If he is not willing to give you a better than average car insurance rate, you now have a quote from someone who will. Also, in most cases when getting online insurance quotes, you will never have to talk to live person and you will never be pressured to make a decision. It's a beautiful thing.
Articles Source: Are You Paying Too Much For Auto Insurance - How to Get a Lower Than Average Car Insurance Rate